New Guide Reveals...

How To Achieve Financial Freedom & Retire 10-15 Year Earlier Using A Strategy Built For LGBTQ+ Singaporeans

Get a full overview of every policy that applies differently to us: From CPF policies to property & estate laws...

So you can be financially secure and avoid the common mistakes most LGBTQ+ Singaporeans make when planning their finances

Inside this free guide, you will learn…

✅ The 4 legal documents that give your partner the same protection a marriage certificate gives everyone else...

✅ The CPF mistake that sends your savings to the wrong person if you pass on and how to fix it in 15 minutes...

✅ The wealth advantage most LGBTQ+ Singaporeans are sitting on without knowing it and how to use it to achieve financial freedom!

✅ Why every financial law, every advice given, and every government scheme in Singapore was built for straight couples and how to properly navigate them

✅ How to calculate your financial freedom number as a LGBTQ+ who want out completely on their own terms

Dear fellow LGBTQ Singaporean,

My name is Firmin and I am a Financial Consultant specialised in the LGBTQ+ community...

After speaking with hundreds of LGBTQ+ Singaporeans about their finances, I noticed one thing that never changed.

You don't fit into the "typical" Singaporean path and your financial planning shouldn't fit the same mould...

That's why I created this guide, to give the LGBTQ+ community...

90% of the financial advice they had received was never built for their unique situation.

And it's left people like us feeling more confused and more exposed than we ever should have been.

After speaking to dozens of LGBTQ+ Singaporeans, I noticed that 90% of financial advice given to them whether from an advisor or from the internet, was NEVER meant for their unique situation...

You don't fit into the "typical" Singaporean path and your financial planning shouldn't fit the same mould... That's why I created this guide, to give the LGBTQ+ community...

And more importantly…

I am 100% certain that after reading this guide, you will know exactly where every gap in your financial plan is — and exactly how to close every single one of them.

Not because I'll give you generic financial advice with a rainbow on the cover.

But because this guide was built entirely around the specific legal realities, the property decisions, the CPF rules, and the estate gaps that look completely different when your life doesn't follow the standard path.

Every LGBTQ+ Singaporean I have worked with has come in thinking their finances were mostly in order.

Every single one walked away realising at least one critical thing was completely unaddressed.

Their partner unprotected. Their CPF pointing at the wrong person. Their property structured in a way that could devastate someone they love overnight.

This is not their fault.

The entire Singapore financial system was built around one assumption — that you are married, straight, and that biological family will step in when things go wrong.

If that is not your life, the defaults work against you.

→ Quietly.

→ Legally.

→ Without warning.

This guide fixes that.

It is the first complete financial guide built specifically for LGBTQ+ Singaporeans — covering your legal protection, your CPF nomination, your property structure, the wealth advantage most people in your situation never use, and a retirement plan built for complete independence.

In plain language. In one place. Completely free.

So if you are serious about finally getting this right — pay close attention to everything on this page.

THIS GUIDE IS FOR YOU IF:

❌ You have no idea if your CPF will reach the right person when something happens to you…

❌ You've never set up a will, an LPA, or updated your insurance nominations — because nobody told you why it was urgent…

❌ Your financial advisor has never once asked about your partner, your real family situation, or what your life actually looks like…

❌ You know you need a financial plan — but every plan you've seen was built for someone else's life…

If any of this is you — keep reading.

HERE IS WHAT YOU ACTUALLY NEED:

✅ A financial plan that starts from your reality. Not from assumptions about your spouse, your children, or your biological family.

✅ A clear picture of every gap — your legal exposure, your estate, your CPF, your property — and exactly how to close each one.

✅ An advisor who already understands your situation. Who doesn't need you to explain yourself before they can help you.

Nobody Told Us This was built to give you all three.

My name is Firmin — A chartered Financial Consultant, LGBTQ+ Specialist, and someone who has lived this exact experience.

I built this guide because the financial plan you needed has never existed in Singapore.

Until now.

It covers every gap. Every strategy. Every decision that looks different when you're LGBTQ+.

In plain language. In one place. Completely free.

→ Your money.

→ Your life.

→ Your rules.

But only if you've put them in writing.

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